Low cost home ownership

Low cost home ownership opportunities are open to people who cannot afford to purchase a property on the open market.

What low cost home ownership opportunities are available?

Own Home Loan scheme
The scheme is modelled on the Government’s existing Help to Buy: Equity Loan scheme, but the Own Home Loan scheme allows successful applicants to purchase existing homes, not simply new build properties.

Find out more information about the Own Home Loan Scheme

Discounted market properties
There are some properties in the borough that are for sale on the open market at a discounted price. Prospective buyers are required to meet certain criteria set out by Basingstoke and Deane Borough Council. Discounted market properties will be advertised through the council’s Your Home emailer as and when they are available. The Your Home emailer will keep you informed of any discounted market properties along with receiving information and advice to help you get on the housing ladder and to be kept up to date on other low cost homes available in the borough.

Sign up to Your Home emailer

Shared Ownership
With this government scheme, you can buy a share of a property and pay rent to a housing association on the other share. Our website provides information on how shared ownership works.

Further information relating to shared ownership including how to apply can be found on the Help to Buy website.

Help to Buy Equity Loan scheme
This government scheme allows you to borrow a low interest loan to put towards the cost of purchasing a new build property.

Further information relating to the Equity Loan including how to apply can be found on the Help to Buy website

Further information

Help to buy event
We run our own help to buy event where you can receive information and ask questions relating to low cost home ownership options.

Help to Buy schemes
A government scheme providing a range of low cost home ownership options including, shared ownership and equity loan. The Help to Buy website provides answers to frequently asked questions, information on how to apply for these schemes and a mortgage calculator.

Find out more information relating to low cost home ownership schemes

Contact us

  • Contact us online
  • 01256 844844
  • Civic Offices
    London Road
    RG21 4AH
  • Opening hours
    Monday to Thursday
    8.30am to 5pm
    8.30am to 4.30pm
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